I thought it would be smart to take a few minutes to explain why I decided to start this blog, and what it is that I hope that it can do for others entering into the world of insurance adjusting.
Obviously I hope this blog, as it grows, will help others with things that many of us have to learn “on the fly”. As a general rule, I don’t mind learning on the fly. In fact, I have long considered my ability to that one of my strengths. Boy oh boy does insurance adjusting put that to the test.
The majority of this blog will focus on independent insurance adjusting. Why? Because that is where the bulk of my experience is and will be. As an independent insurance adjuster I believe there are a few things that I can provide through this blog that can greatly help others increase their ability to get and maintain steady work throughout the year.
Overall, I’ve created this blog to help or guide others through the different stages of starting out and becoming a good insurance adjuster as I see it. Keeping in mind no one can be the absolute authority, the primary goal here is to help others who are searching for information, guidance, lessons, technical advice and other things when starting out or thinking about getting started in the insurance adjusting fields.
Generally there are four major steps to becoming a good insurance adjuster as I see it. Training, licensing, employment and growth.
Adjuster Training Programs Are Everywhere Today
A quick google search will reveal dozens of training programs for becoming an insurance adjuster today. This phenomenon really took off after Hurricane Katrina. Another quick search will reveal dozens of disgusted “experienced” adjusters and managers of adjusting firms griping about the sudden influx of unqualified adjusters as the result of the training programs.
As a former contractor it doesn’t surprise me to see that level of ignorance in the “experienced” adjuster circles.
Ignorance? You say. Yes, it’s always the old cronies that grip the loudest about the new technologies and influx of new talent in any field I’ve ever been in.
What does this mean for you as a new adjuster? I have seen these things turn into apprentice programs, lower pay for less years of licensed experience, and just a general disregard for anything you want to achieve as an adjuster until you have the “magic” number of years they deem to be “enough”. Right now that number seems to be 4- How original.
Get Your Adjuster License
Obviously the next area of discussion would be actually obtaining your adjusters license after you have had the proper training, prep, or other type of prerequisite learning experience.
Although I put this as a secondary item to training, usually it needs to be discussed before starting down your path of education in order to know what type of work you would like to do.
Basically it’s going to be important to know if you prefer adjusting work relating to Auto, Property, Casualty, Worker’s Comp or other areas. Generally the commercial fields are something that you will move into after some experience with other fields.
Some reference a “number” of claims before they are considered for commercial work. Generally I have seen prerequisites stated in “years” of adjusting.
Get Your First Adjusting Job
There are a multitude of directions you can go with this category, so you can imagine we will be talking about this quite a bit here.
I see this part of the process to becoming a good adjuster as a next step, not the final step. Your first adjusting job will be just that, your first. Not your last.
Keeping that in mind, you will see me recommending to always stay in tune with your ultimate goal. Where do you want to be in 4 years when you are the Good Adjuster that firms want? Why kind of claims do you want to handle? What kind of people do you want to work with?
Moving forward and keeping in mind that you have control over these things by choosing the type of work you want to be doing is key in my opinion. The key is to remember you have control, and then not to get stuck in your field, or position if that is not part of your long term goal.
Overall, I think these will be the things that you will see here the most. Mixed in, of course will be a heavy dose of industry information as well as specifics regarding tools of the trade like Xactimate and other trade specific items.